Understanding Mutual Funds

Your comprehensive guide to mutual fund investing through Systematic Investment Plans.

SIP BASICS

What is a Systematic Investment Plan?

A Systematic Investment Plan (SIP) is a smart investment strategy that allows you to invest a fixed amount regularly in mutual funds. Instead of investing a lump sum, you invest small amounts consistently over time.

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Rupee Cost Averaging

Buy more units when prices are low and fewer when prices are high

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Power of Compounding

Your returns generate more returns, exponentially growing your wealth

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Disciplined Investing

Automated investments help you stay committed to your financial goals

SIP Example

Monthly Investment₹5,000
Investment Period10 Years
Expected Return12% p.a.
Expected Value₹11.6 Lakhs

Total Invested: ₹6 Lakhs | Gains: ₹5.6 Lakhs

Calculate Your SIP Returns
FUND TYPES

Types of Mutual Funds

Choose the right type of mutual fund based on your investment goals, risk tolerance, and time horizon.

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Equity Funds

High risk, high return funds that invest primarily in stocks. Ideal for long-term wealth creation.

circleLarge Cap Funds
circleMid Cap Funds
circleSmall Cap Funds
High Risk
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Debt Funds

Low to moderate risk funds that invest in fixed income securities. Ideal for stable returns.

circleLiquid Funds
circleCorporate Bond Funds
circleGilt Funds
Low Risk
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Hybrid Funds

Balanced funds that invest in both equity and debt. Suitable for moderate risk-takers.

circleAggressive Hybrid
circleConservative Hybrid
circleBalanced Advantage
Medium Risk
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ELSS Funds

Equity Linked Savings Scheme offers tax benefits under Section 80C with 3-year lock-in.

circleTax Savings up to ₹1.5L
circle3-Year Lock-in Period
circleHigh Growth Potential
Tax Saver
FOR INDIVIDUAL INVESTORS

Investor Essentials

Practical checklists and guidance so you can invest confidently with help from AMFI-registered experts.

Investor Checklist

Simple steps to stay investment-ready before you start or scale your SIPs.

  • check_circleKYC and bank setup
  • check_circleRisk-profile alignment
  • check_circleSIP date reminders

Fund Selection Framework

Choose funds that fit your goals using easy comparisons and expert shortlists.

  • check_circlePerformance vs. risk checks
  • check_circleFund manager track record
  • check_circleDiversification fit

Explain It Simply

Get plain-language explanations and templates you can revisit anytime.

  • check_circleEasy-to-share summaries
  • check_circleReal examples and caselets
  • check_circleCommon question answers

Ready to Start Your SIP Journey?

Use our calculators to map your investments or connect with an AMFI-registered expert for personalized guidance.